Asset Allocation

William Rutherford will meet with the client to determine the goals and objectives of the portfolio; once the goals are established, an investment policy statement is written. The purpose of the policy statement is to guide Rutherford Investment Management LLC. in the investment of the portfolio. The statement may be amended in writing, at the client’s discretion. The statement will contain a strategic asset allocation to form an appropriate blend of equities, fixed income and cash or equivalents. The aim of this process is to maximize long term performance while minimizing volatility. The asset allocation will be reviewed on an annual basis at a meeting with the client. The portfolio will be monitored for compliance with the client’s goals and may be rebalanced on a quarterly basis if need be.